About Company

Paytm Insurance Broking Private Limited (PIBPL), a wholly owned subsidiary of One97 Communications Ltd (OCL), is an online insurance marketplace offering auto, life, and health insurance products from leading insurers. It also provides policy management and claims services for customers.

Role Overview

The Risk Analyst will be responsible for fraud detection, transaction analysis, and risk mitigation across payment systems. The role involves handling large datasets, creating analytical dashboards, and automating workflows to enhance risk control and operational efficiency.

Risk Mitigation And Fraud Detection

• Implement and monitor fraud detection and anomaly models.
• Analyze transaction patterns to improve payment success rates.
• Conduct audits to ensure compliance and quality.
• Perform Root Cause Analysis to identify and resolve recurring issues.

Data Analysis And Reporting

• Extract and integrate data from diverse internal systems ensuring data accuracy.
• Use SQL for data validation and transaction analysis.
• Develop dashboards in Power BI or Tableau to track fraud, QA, and compliance metrics.
• Conduct log analysis to troubleshoot payment failures.
• Apply statistical techniques for business data interpretation.

Operations And Technical

• Automate rule setups and merchant workflows using Python or SAS tools.
• Perform data automation via SAS Management Console.
• Work in Linux/UNIX environments and manage system processes.
• Use Salesforce for tracking and JIRA for collaboration.

Key Skills Required

• Expert in SQL, Excel, Power BI/Tableau.
• Proficiency in Python, SAS, and Unix-based systems.
• Strong analytical and problem-solving skills.
• Excellent communication and collaboration abilities.

Education

MBA in IT or Finance preferred. Certifications such as BASE SAS or Tableau are a plus.

Experience

Minimum 5 years in Fraud Detection, Risk Analytics, or Data Analysis within finance or payments domain.

Why Join Us

• Work with India’s largest digital ecosystem — 500+ million users and 21+ million merchants.
• Opportunity to shape Paytm’s digital lending and fraud risk management systems.
• Collaborative, data-driven, and high-impact work environment.

Compensation

Competitive — Paytm rewards performance and innovation with long-term wealth creation opportunities.

Use Of Ai Notice

AI tools may be used during parts of the hiring process such as resume screening or assessment. Final hiring decisions are always made by human evaluators.

Posted On

2025-10-30